About Us

How to begin using our platform

Eve is a secure, smart contract enabled platform built to facilitate end-to-end peer-to-peer lending. We promote to two categories of users: lender and borrowers.

Whether lender or borrower, each user creates a profile by which they sign up for the platform. These profiles are verified by uploading valid verification documentation vetted and checked by an account executive assigned to each user.

A lending/borrowing limit will be assigned to each user. The user can choose to borrow up to “this limit” as a starting transaction. This limit is doubled on the successful settlement of each transaction.

A lender can evaluate borrowers by reviewing a loan request form (LRF), then indicating their deserved loan terms to fund the transaction. Our account executive will then reach out to facilitate the completion of the transaction via our smart contract platform.

Borrower User can fill out a Borrower Request Form (BRF) after verification of profile. Along with support documentation to justify the loan application, an account executive will evaluate the request. Then their request will be displayed to potential lenders for review.

Esther Finance Limited guarantees the lender on each loan facility, and the borrower limited will be increased x2 on each successful repayment.

What are the requirements to start borrowing?

  • Valid Identification (passport, National ID or drivers’ license)
  • Must be permanently employed for a minimum of 2 yrs with the same employer or verifiable established source of funds
  • Tax Registration Number (TRN)
  • Valid Photo
  • Proof of address
  • The client must be over 18 years of age.
  • Income verification letter from employer or letter from accountant if you are self employed
  • Last 3 payslips or six months bank statements
  • Proof of loan purpose (Pro-forma invoices etc.)

What are the requirements to start lending?

  • Valid Identification (passport, National ID or drivers’ license)
  • Tax Registration Number (TRN)
  • Valid Photo
  • Proof of address
  • The client must be over 18 years of age
  • Income verification letter from employer or letter from accountant if you are self employed

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